Car Affordability Calculator

Car Affordability Calculator

Auto Financing For Smart People: Tips For Saving On Your Car Loan

by David Weliver

Save money on auto financing by knowing your credit score and leveraging competing loan offers at the dealership. Put money down, keep the term as short as you can afford, and—of course—don’t buy more car than you can afford.

  1. Understand your credit score before you go to the dealership
  2. If your credit isn’t perfect, get financing quotes before you go
  3. Keep the term as short as you can afford
  4. Put 20 percent down
  5. Pay for taxes, fees, and “extras” with cash

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