Financial Independence Strategy Calculator

Financial independence calculator will show you the amount of time it will take to achieve financial independence

10 Financial Moves That’ll Help Make Your 30s More Fun

By Choncé Maddox

1. Pay off debt

Debt can hold you back from doing many things with your money. When it comes to high-interest debt, you also lose a ton of money by making payments that go toward interest, so it’s best to pay off that debt sooner rather than later.

2. Avoid getting into credit card debt

While it’s important to pay off the debt you have in your 20s, it’s also important to make sure you don’t accumulate any more debt as a result of lifestyle inflation.

3. Create an emergency fund

Unexpected expenses will pop up more and more as you get older and busier. It’s best to prepare yourself for unexpected costs by creating an emergency fund.

4. Start saving for retirement

You can start saving for retirement at any time, but it’s best to start when you’re young. The younger you start saving, the more time you’ll allow compound interest to grow your nest egg so you can retire comfortably.

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I will achieve financial independence in months, by accumulating emergency fund of $